Merchant
earn model
A merchant base goes in. What Surfboard could earn on top of it comes out — bucketed, with every figure carrying its unit, its provenance and whether it is gross or net.
- Assumptions
- Measured against settlement data, 2026-08-27
- Access
- Surfboard staff. The deal team gets an expiring read-only link, not an account.
Earn = eligible base × rate × penetration. Annualised, gross of partner kickbacks unless a figure says otherwise.
Have a report link instead? Open it directly — shared reports need no account and expire on their own.